The Effect of Financial Literacy and Financial Attitude on Financial Management Behavior in Generation Z in Bekasi Regency
Keywords:
Financial Literacy, Financial Attitude, Financial Management BehaviorAbstract
The Effect of Financial Literacy and Financial Attitude on
Financial Management Behavior in Generation Z in Bekasi
Regency. This research is to measure the effect of Financial
Literacy and Financial Attitude on Financial Management
Behavior in Generation Z in Bekasi Regency. This research
is quantitative research where the object used by
Generation Z is Papan Indah Housing, Bekasi Regency. The
number of samples used in this study was 122
respondents. Data collection techniques used
questionnaires and data processing and hypothesis testing
using SmartPLS 4.0. The results of this study explain that
Financial Literacy has a significant positive effect on
Financial Management Behavior, and the Financial
Attitude variable has a significant positive effect on
Financial Management Behavior
References
Aditya, D., & Azmansyah. (2021). Pengaruh Financial Knowledge, Financial Attitude,
dan Income terhadap Financial Behavior pada Usaha Mikro kecil dan Menengah di
Kecamatan Marpoyan Damai Pekanbaru. Jurnal Ekonomi KIAT, 32(2).
https://doi.org/10.25299/kiat.2021.vol32(2).8564
Anggraini, V., Sriyunianti, F., & Yentifa, A. (2022). Pengaruh Financial Literacy, Financial
Attitude Dan Locus of Control Terhadap Financial Management Behavior (Studi
Kasus Pada Mahasiswa Bidikmisi Dan Non Bidikmisi Jurusan Akuntansi Politeknik
Negeri Padang). Jurnal Akuntansi, Bisnis Dan Ekonomi Indonesia (JABEI), 1(1),
–128.
Bps.go.id, 2020. https://www.bps.go.id/
Christiani, L. C., & Ikasari, P. N. (2020). Generasi Z dan Pemeliharaan Relasi Antar
Generasi dalam Perspektif Budaya Jawa. Jurnal Komunikasi Dan Kajian Media,
(2), 84–105.
Dewanti, M. C., Rosyanti, D. M., & Khoirotunnisa, F. (2022). External Locus of Control,
Financial Attitude, and Financial Management Behavior. Journal of Information
System, Applied, Management, Accounting and Research, 6(2), 471–478.
https://doi.org/10.52362/jisamar.v6i2.795
Ghozali, I. (2015). Partial Least Squares Konsep, Teknik dan Aplikasi Menggunakan
Program SmartPLS 3.0 Untuk Penelitian Empiris edisi 2. In Semarang: Badan
Penerbit Universitas Diponegoro.
Griffin, Sangari Andre,. Sibilang, N. P. (2022). The Influence of Financial Attitude and
Financial Knowledge on Financial Management Behavior Moderated by Locus of
Control in Generation Z. Jurnal Multidisiplin Madani, 2(12), 4141–4150.
https://doi.org/10.55927/mudima.v2i12.1966
Hikmah, & Rustam, T. A. (2022). Analisis Financial Literacy dan Financial Attitude
Terhadap Financial Management Behavior Dan Financial Satisfaction. Jurnal
SNISTEK, 176–183.
https://forum.upbatam.ac.id/index.php/prosiding/article/view/5244%0Ahttps://f
orum.upbatam.ac.id/index.php/prosiding/article/download/5244/2406
Nisa, F. K., & Haryono, N. A. (2022). Pengaruh Financial Knowledge, Financial Attitude,
Financial Self Efficacy, Income, Locus of Control, dan Lifestyle terhadap Financial
Management Behavior Generasi Z di Kota Surabaya. Jurnal Ilmu Manajemen,
(1), 82–97. https://doi.org/10.26740/jim.v10n1.p82-97
Pratiwi, K. A., & Sulistyowati, A. (2022). Pengaruh Financial Knowledge , Income , Dan
Financial Attitude Terhadap Pengelolaan Keuangan Pada Masa Pandemi Covid-19.
Jurnal Ilmiah Akuntansi Dan Manajemen, 18(1), 36–48.
http://ejurnal.ubharajaya.ac.id/index.php/JIAM/article/view/1054
Rini Prihastuty, D., & Rahayuningsih, S. (2018). Pengaruh Financial Literacy, Financial
Behavior, Financial Attitude, Dan Demografi Terhadap Perilaku Konsumtif ( Studi
Pada Mahasiswa Strata I Fakultas Ekonomi Universitas 17 Agustus 1945 Surabaya
). Jurnal Hasil Penelitian LPPMUntag Surabaya , 03(02), 121–134. jurnal.untagsby.ac.id/index.php/jhp17
Safura Azizah, N. (2020). Pengaruh Literasi Keuangan, Gaya Hidup Pada Perilaku
Keuangan Pada Generasi Milenial. Prisma (Platform Riset Mahasiswa Akuntansi),
(02), 92–101.
Indonesian Journal of Economics and Strategic Management (IJESM)
Vol.1, No.4 2023: December
Sari, N. (2021). Pengaruh Financial Literacy, Locus of Control, Life Style, dan Gender
terhadap Financial Management Behavior Mahasiswa Universitas Negeri
Surabaya. Jurnal Ilmu Manajemen, 9(2), 670.
https://doi.org/10.26740/jim.v9n2.p670-680
Syaliha, A., Sutieman, E., Pasolo, M. R., & Pattiasina, V. (2022). The Effect of Financial
Literacy, Life Style, Financial Attitude and Locus of Control to Financial
Management Behavior. PUBLIC POLICY (Jurnal Aplikasi Kebijakan Publik & Bisnis),
(1), 52–71. https://doi.org/10.51135/publicpolicy.v3.i1.p52-71
Yunita, N. (2020). Pengaruh Gender Dan Kemampuan Akademis Terhadap Literasi
Keuangan dalam Perilaku Pengelolaan Keuangan pada Mahasiswa Jurusan
Akuntansi. Prisma (Platform Riset Mahasiswa Akuntansi), 01(02), 1–12.
Yushita, A. (2017). Pentingnya Literasi Keuangan Bagi Pengelolaan Keuangan Pribadi.
Jurnal Nominal, VI(1), 11–26
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2024 IJESM Indonesian Journal of Economics and Strategic Management
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
