Salsabila Hasani, Muhammad Richo Rianto, Adler Haymans Manurung, Jhonni Sinaga. PENGARUH FAKTOR KEUANGAN DAN NON KEUANGAN TERHADAP KEPUTUSAN PENGGUNAAN PAY LATER DI KOTA BEKASI UTARA. Indonesian Journal of Economics and Strategic Management [Internet]. 2025 Mar. 15 [cited 2026 Oct. 22];3(1). Available from: https://journal.drafpublisher.com/ijesm/article/view/394