Wulan, and Latiefah Julia Cahya. “Analisis Kompetensi Karyawan Dalam Meningkatkan Efektivitas Operasional Di Pegadaian”. IJESM Indonesian Journal of Economics and Strategic Management 2, no. 2 (July 31, 2024): 1487–1494. Accessed October 22, 2026. https://journal.drafpublisher.com/ijesm/article/view/209.