PERMATA, I. P.; BAYU SENO PITOYO; MUHAMMAD RICHO RIANTO. Pengaruh Literasi Keuangan, Sikap Keuangan, dan Penggunaan Alat Keuangan Digital terhadap Kinerja Bisnis UMKM di Sektor Kuliner Kecamatan Rawalumbu. IJESM Indonesian Journal of Economics and Strategic Management, [S. l.], v. 4, n. 2, 2026. Disponível em: https://journal.drafpublisher.com/ijesm/article/view/602. Acesso em: 22 oct. 2026.